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Find out about the benefits of digital transformation in banking. Discover the key factors driving this trend and what banks who ignore it are risking.
Take a look at what HR for tech companies is going to look like. Review the changes HR teams are facing and the challenges that have been overcome.
Having a remote onboarding checklist is essential for every new hire. Find out how you can successfully onboard new members of development teams remotely.
Learn more about the security best practices for fintech application development. These 5 tips will help to improve the safety of developer and user data.
Successes and failures of experiments like social credit and mobile credit scoring could change how FICO determines Americans’ financial status.
The current security model is simple. We trust everybody that works in IT with almost everything, and when something is sensitive we trust a somewhat smaller group of people
Underbanked customers often turn to payday loans and check cashing to meet their financial needs. Now, FinTechs are beating banks to this untapped market.
...if adopting technology simply strengthens your current business, as opposed to making it uniquely possible, you are not a (disruptive) tech company.
For as long as there have been great decentralized movements, there have been powerful institutions and governments that have attempted to co-opt and control them. Will Bitcoin's story be different?
You should never trust any one person or system with data of significant value. Instead you need at least three parties.
As consumers change the ways they shop, purchase, and manage their finances, card issuers and merchants can work together to provide a scalable rewards experience.
Trains, police disguises, and a three-day battle. No, it’s not the latest Western: it’s the true story of how J.P. Morgan set a standard for corporate America.
In this shutdown, the entertainment value of financial investing shines.
If FinTech were a planet, what creatures would dot its landscape? What environmental factors would shape life’s evolution? Importantly, what could we learn from it?
In the 18th and 19th centuries, the East India Company rose unchecked into a position of unprecedented power in India. The results were catastrophic.
In today’s world of security and compliance, your organization’s future might rest on how you tackle financial compliance. Trust in industry-accepted certifications has grown exponentially.
Facebook, Instagram, and now TikTok are taking on eCommerce with in-app stores. Do social platforms have what it takes to compete with Amazon and Shopify?
Mo hai, I’m Youhee. I’m at the nexus of people and products.
Hey, I’m Maya. I cultivate code so it grows with direction and purpose.
Pryvit! I’m Andrii. I’m a hands-on developer with an eye for the bigger picture.
A conversation with our new Head of Customer Success, Tom Baldwin.
Hey, I’m John. I turn big ideas into software blueprints and gameplans.
Fiat money is a 4,000 year old socio-cultural institution. The modern credit card system, on the other hand, is only about 40 - 60 years old.
I’ve been managing fully remote and mixed on-shore off-scope teams for a decade now. Here are few best practices for teams who are suddenly at home working
As contactless payments become more common in the wake of COVID-19, virtual credit cards offer a desirable layer of security against fraud.
Open Banking is a simple idea. Third parties would gain access to bank data via an API. If the data belongs to a bank customer, the customer would authorize the third party to use it.
As the world waits to take its first steps back to work, contact tracing can pave the way for businesses to open up safely following the COVID-19 crisis.
Kunai CX Comics presents: Buy Now, Pay Later
Business executives know what they want their websites and apps to accomplish, but getting there can be cumbersome and expensive. NoCode changes that.
The number of companies using Marqeta to issue credit cards and process payments continues to grow quickly. If you’re considering doing the same, it’s important to understand how integrating the platform and its structure with your business works.
Everyone's buzzing about ISO 20022, the new messaging standard slated for global adoption by 2025. But what does it mean for banks?
Economists are just beginning to wrap their heads around the economics of Bitcoin. During the next ten years, useful models will emerge, and there will be Nobel prizes awarded to those who can teach us how to best think about this new world. Until th
Have you flexed your tiny idea muscles lately?
The Wirecard saga unfolded for years before the company’s catastrophic failure. Here’s a quick run-down of how $2.1 billion disappeared (but didn’t) overnight.
Transparency and access to data and APIs has led to exponential growth in almost every industry but banking. Will 2021 be the year?
Digital lending is more accessible than ever before thanks to warp-speed digital transformation. Here’s how companies can leverage the latest advances.
To compete in the digital market, financial apps and websites require secure and seamless onboarding experiences. Tech companies have risen to the challenge.
When I’m not building fintech solutions at Kunai, I’m often engaged in other types of creative problem solving in my free time. One great example of this is my years-long endeavor to create a simple computerized clone of an old Hasbro board game.
Fintech is enabling businesses to do more with less. As companies embed financial services into their products, the future of banking is under threat.
Ninety percent of e-grocery customers will continue buying food online even after the pandemic. What does this shift mean for other merchants and their payment networks?
Online aggregators allow customers to shop for deals, anonymizing brands and undermining their loyalty to merchants. Digital credit card rewards programs can bridge the gap.
Finance has gone digital, but so has everything else. With no end to the engineer shortage in sight, how can banks attract the talent they need?
COVID-19 and lockdowns drastically changed consumer behavior and catapulted mobile and digital payments to the purchasing forefront, with interesting ripple effects.
The economic landscape of 2020 pushed consumers to widen their search for purchase financing options. Buy now, pay later, is an increasingly popular choice.
For banks, the failure to innovate doesn’t come from a lack of will, money or effort
Demand for touchless technologies in 2020 has U.S. businesses rushing to adapt. Could contactless payments be part of the “new normal” when the pandemic cools down?
Automation is revolutionizing treasury services. With a nuanced view of cash flow and opportunities, CFOs finally have the ability to run their treasury like a bank.
Fintech companies assisted millions of people accessing COVID relief stimulus payments and PPP funds. Will the government leverage them when the pandemic is over?
Until COVID-19 came along, project ideas and proposals were discussed in person. Now, Kunai uses technology and creativity to reclaim the lost sense of connection.
An estimated 253 million people are affected by some form of blindness or visual impairment. But with no universal standard for how to build accessible digital products, their experiences are varied and wildly inconsistent. This article will explore
Banks are racing to transition the majority of customer service to conversational AI. That may be a mistake.
Due to the global health crisis, companies need to prepare overnight for the transition to remote work.This is particularly challenging in industries like financial services, where there are unique challenges when it comes to areas such as security.
As the US Treasury pumps more money into the much-needed stimulus package, the technology running the mainframes is on life support—and it can’t afford to get sick.
Consumers today subscribe to everything from grocery delivery to scented candles. The move to a subscription economy, however, may leave card providers invisible.
As foot traffic returns to branches, banks need to reevaluate how digital channels and physical locations intersect to build a great customer experience.
The thing I love most about writing 5-Minute Fintech is that I usually find I’m missing something quite basic about a topic I think I understand. This week was no exception.
People want to become wealthier to make them happier. But happiness is a complicated subject because everyone’s version of happiness is different. What is the common denominator in happiness? It's the feeling that you are in control of your life.
What is a Core Banking System?
DeFi, Compound Finance, and Lending
Learn about the unique advantage merchant platforms and aggregators have over other B2B lenders.
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