Announcements and musings from our team.
COVID-19 and lockdowns drastically changed consumer behavior and catapulted mobile and digital payments to the purchasing forefront, with interesting ripple effects.
As contactless payments become more common in the wake of COVID-19, virtual credit cards offer a desirable layer of security against fraud.
Demand for touchless technologies in 2020 has U.S. businesses rushing to adapt. Could contactless payments be part of the “new normal” when the pandemic cools down?
People want to become wealthier to make them happier. But happiness is a complicated subject because everyone’s version of happiness is different. What is the common denominator in happiness? It's the feeling that you are in control of your life.
For banks, the failure to innovate doesn’t come from a lack of will, money or effort
Until COVID-19 came along, project ideas and proposals were discussed in person. Now, Kunai uses technology and creativity to reclaim the lost sense of connection.
In 2009, Satoshi Nakamoto mined the genesis block of Bitcoin and ushered in a new era of financial innovation. More than a decade later, governments and central banks remain confused about the implications of cryptocurrency for the future of money.
The thing I love most about writing 5-Minute Fintech is that I usually find I’m missing something quite basic about a topic I think I understand. This week was no exception.
The Wirecard saga unfolded for years before the company’s catastrophic failure. Here’s a quick run-down of how $2.1 billion disappeared (but didn’t) overnight.
DeFi, Compound Finance, and Lending
Fintech is enabling businesses to do more with less. As companies embed financial services into their products, the future of banking is under threat.
In the 18th and 19th centuries, the East India Company rose unchecked into a position of unprecedented power in India. The results were catastrophic.
What is a Core Banking System?
Learn about the unique advantage merchant platforms and aggregators have over other B2B lenders.
Online aggregators allow customers to shop for deals, anonymizing brands and undermining their loyalty to merchants. Digital credit card rewards programs can bridge the gap.
Successes and failures of experiments like social credit and mobile credit scoring could change how FICO determines Americans’ financial status.
Trains, police disguises, and a three-day battle. No, it’s not the latest Western: it’s the true story of how J.P. Morgan set a standard for corporate America.
A conversation with our new Head of Customer Success, Tom Baldwin.
Business executives know what they want their websites and apps to accomplish, but getting there can be cumbersome and expensive. NoCode changes that.
Hey, I’m John. I turn big ideas into software blueprints and gameplans.
For as long as there have been great decentralized movements, there have been powerful institutions and governments that have attempted to co-opt and control them. Will Bitcoin's story be different?
Have you flexed your tiny idea muscles lately?
In this shutdown, the entertainment value of financial investing shines.
As the US Treasury pumps more money into the much-needed stimulus package, the technology running the mainframes is on life support—and it can’t afford to get sick.
Mo hai, I’m Youhee. I’m at the nexus of people and products.
As the world waits to take its first steps back to work, contact tracing can pave the way for businesses to open up safely following the COVID-19 crisis.
Hey, I’m Maya. I cultivate code so it grows with direction and purpose.
Pryvit! I’m Andrii. I’m a hands-on developer with an eye for the bigger picture.
Due to the global health crisis, companies need to prepare overnight for the transition to remote work.This is particularly challenging in industries like financial services, where there are unique challenges when it comes to areas such as security.
The current security model is simple. We trust everybody that works in IT with almost everything, and when something is sensitive we trust a somewhat smaller group of people
You should never trust any one person or system with data of significant value. Instead you need at least three parties.
Economists are just beginning to wrap their heads around the economics of Bitcoin. During the next ten years, useful models will emerge, and there will be Nobel prizes awarded to those who can teach us how to best think about this new world. Until th
Fiat money is a 4,000 year old socio-cultural institution. The modern credit card system, on the other hand, is only about 40 - 60 years old.
I’ve been managing fully remote and mixed on-shore off-scope teams for a decade now. Here are few best practices for teams who are suddenly at home working
Open Banking is a simple idea. Third parties would gain access to bank data via an API. If the data belongs to a bank customer, the customer would authorize the third party to use it.
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