Income Verification APIs

Build a routing layer that enables multiple income verification APIs. Schedule a conversation.

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Open Banking, On Your Terms

This is an unprecedented time for banking solutions. It seems like a promising new API service launches every week, with new bells and whistles that were previously unavailable.

So, how do you pick the best solution? Kunai believes this is the wrong question. Financial institutions need a holistic API strategy. Unfortunately, most solutions offer a limited set of APIs or a proprietary system that limits your options. This leads to dependency and inhibits innovation.

Kunai understands that no one tool is best for every challenge, especially in an environment where new solutions seem to emerge every week. Partner with us to develop a holistic approach towards finding, testing, and implementing the best API for every situation.

Kunai Can Help You:

  1. Leverage the best income verification tools in the world.
  2. Use functional redundancy to manage reliability.
  3. Implement solutions for specific contexts or goals such as cost reduction.

Keys to Our Approach


Intermediary layers and wrappers that reduce dependence on one solution.


Quick implementations to test functionality and reliability.


Integration of functionally redundant APIs to maximize coverage, minimize costs, and ensure liability.


Scaled solutions that maximize security, reliability, and control.

Kunai builds routing layers that enable lending institutions to leverage multiple APIs seamlessly. We build custom routing layers and API wrappers that enable you to test and implement best-in-breed APIs. Schedule a demo, and we'll show you what we've accomplished for some of the top institutions in the world.

Schedule a Conversation →

Sometimes, the best solution is a combination of solutions.

"Thanks for taking my call. Can you recommend the best income-verification service on the market?"

"Well, that depends..."

Are we talking about costs? Speed? Employer coverage? Bank authorization? The bottom line is that no single income verification solution works well for every situation.

Kunai builds custom routing layers that empower financial institutions to leverage a combination of income-verification services. By implementing a combined layer, your institution can prioritize different services based on a custom mix of priorities, regardless of whether that mix includes coverage, speed, hit rate, cost reduction, or compliance issues.

Open Banking Begins at Home

In 2002, Jeff Bezos sent a memo to his entire company, demanding that every single internal team expose its data and functionality through an API. Things have gone quite well for Amazon since then. Read Kunai CEO Sandeep Kumar Sood's perspective on why banks need to adopt the same policies in order to succeed during the next decade.

Lets Talk

Let's discuss the Open Banking solution that will work for you!

Thank you for your interest! One of our product experts will be in touch shortly.
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