Personal Financial Management

Providing Clients And Their Customers With New Opportunities For Wealth

Accelerating the Journey to Financial Health With Cutting-Edge Solutions

According to Schwab's 2021 Modern Wealth Survey, only 33% of Americans have a written financial plan. This is where robo advisors and portfolio management apps come in.

Personal financial management can be a complex and time-consuming task. Kunai has been at the forefront of the PFM space, having utilized sophisticated algorithms and artificial intelligence to help clients build and launch many different products. These solutions have helped individuals manage their finances with personal finance management apps, bill payment apps, and investment management apps.

Partner with Kunai and tap into our expansive knowledge and experience to develop and manage a PFM platform that delivers real value to your customers, driving financial wellness and brand loyalty.

List of Offerings


Roundup Saving

Roundup savings allows users to make a series of micro payments towards a savings balance or outstanding debt. Kunai builds a secure interface with Plaid integrations to monitor purchases on a user’s connected checking account, rounding up all purchases to the nearest dollar. The funds obtained from this mechanism will then be kept in a new account.


Automated Saving

A core offering at the heart of personal financial management, this feature introduces a set-and-forget setting that schedules recurring transfers from a connected account to a savings account. Kunai’s deep understanding of Plaid’s API enables us to design, build, and customize this feature for our clients with relative ease while keeping everything PCI DSS compliant.


Personalized Portfolio

With the potential to deliver superior returns compared to generic investment strategies, tailored investment strategies that take into account specific financial goals, risk tolerance, investment time horizon, and other factors are highly attractive features that many customers desire. Kunai helps clients build and launch successful AI-recommended portfolios.


Automated Portfolios

Make investing easy. Eliminate the knowledge barrier to entry and deliver successful investment strategies to bring more customers into your ecosystem and help them invest like a pro. Kunai utilizes cutting edge machine learning algorithms to help clients design, build, and launch their robo-investor services.


Money Movement

Leverage secure and reliable money management features that offer both seamless deposits and withdrawals. Kunai works with clients to build and integrate money movement mechanisms that comply with all relevant regulations, including but not limited to, PCI DSS and FCRA.


Risk Management

Kunai also offers a risk assessment questionnaire tailored to your customer demographic. These questions determine a customer’s level of risk aversion that then informs our personalized portfolio creation algorithms. This way, our clients can offer some of the best performing robo-portfolio managers on the market.


API Integrations

Kunai’s expertise in all things financial and banking has equipped us with a deep expertise of some of the top platforms and technologies on the market. Whatever objectives our clients have, we have the most optimal combination of technologies to build their vision. Our expertise includes Plaid, BillGo, Apex, Alpaca, Stripe, and more.


Educational Resources

Improve financial literacy across your customer base to improve financial wellness, promote healthy risk aversion, and increase general willingness to buy. Customers who understand the importance of wealth generation are in turn more likely to invest using the services and features that we build for our clients.

Our Platform Partners